Focused Real Estate Program Highlights
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Streamlined App
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Competitive Rates and Terms
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Fast Closings
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Low Fixed Closing Costs
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5 Year Fixed Rate
Up to a 30-year amortization -
15 Year Fixed Rate
Fully amortized
How to Qualify
- Requires 20% down payment on property purchases
- Maximum loan to value of 75% for property refinances
- Loan closing costs based on loan amount and covers all costs associated with these loans (for example - appraisal evaluations, all title work, flood determination, loan origination fees, credit report, etc.)
- $1,500 for loans up to $150,000
- $2,500 for loans from $150,001 up to $250,000
- $3,500 for loans from $250,001
- Loan amounts from $50,000 to $500,000
- Requires 2 years of existing business experience for commercial owner-occupied properties. No requirement for new real estate investors.
- Applicants must meet minimum underwriting qualifications
- The Focused Real Estate Program does not allow financing options for single family investment properties or mixed-use properties
- Please contact Patrick Martin for loan options over $500,000
Get a Head Start!
Expedite the application process by completing the following documents:
1New to the real estate investment business. “New” is defined as a borrower with up to 23 rental units.
2Commercial Owner-Occupied means that the building is occupied by the commercial business. Requires 2 years of existing business experience for Commercial Owner-Occupied properties. There is no time in business requirements for new real estate investors.