1- 0% APR available on non-Landmark balance transfers. The 0% APR for balance transfers will apply during the 12 months following transactions posted to your account from March 3, 2025 through April 30, 2025. Any existing balances on Landmark Credit Union loan or credit card accounts are not eligible for the 0% APR for balance transfers. Offer not available to current Landmark Student, Starter, or Secured consumer cardholders. Landmark credit card account must be opened prior to January 1, 2023. After promo period, APR will return to the standard variable rate for balance transfers on your account. Allow 3-4 weeks for balance transfers. An account will be disqualified if it becomes past due 60 or more days. Balance transfer fee of $5 or 3% of the amount of each balance transfer, whichever is greater, applies to balance transfers made during the promotion period, March 3, 2025 through April 30, 2025. After, balance transfer fee of $5 or 5% of the amount of each balance transfer, whichever is greater. Landmark may decline to process a balance transfer request based on various circumstances (available credit, creditworthiness, suspected fraudulent activity). If a balance transfer is completed on a disputed balance or other charge, dispute rights may be lost. Minimum payments are due whenever there is a balance during a billing cycle, even if a 0% promo rate applies. Balance transfers are ineligible to earn cash back or rewards points. If you have any questions please contact us at 262-796-4500.