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Life doesn't always follow your budget spreadsheet. Here are some simple ways to boost your savings for short-term unexpected expenses, whether you need a few hundred or a few thousand dollars.

Having excessive debt can feel overwhelming. You might wish you could ignore your statements and bills by burying them deep in a stack of papers, but the best way to tackle your debt is to face it head on. Here are some steps you can take to build momentum to pay down your debt.