You will receive an online confirmation that the transfer is complete, along with a Reference Number, after you select the "Confirm Transfer" button. We use real-time account access, and therefore as soon as you confirm the transaction, it will process. Internal transfers, excluding credit card and mortgage payments, are immediate. Mortgage and credit card accounts, which will not reflect a transfer until the next business day because payments are only processed overnight for these two types of accounts. External transfers may take up to three days to post. We recommend visiting the Account Summary or History page to verify the transfer has taken place.

ACH stands for Automatic Clearing House. ACH is a nationwide electronic funds transfer network which enables participating financial institutions to distribute electronic credit and debit entries to bank accounts and to settle such entries. So instead of sending a paper check to pay your bill, the creditor will automatically deduct the funds from your account. Or in the instance of receiving money, the debtor will automatically credit the funds to your account. Common examples of ACH transactions are automobile payments, direct deposit, insurance premium payments and home mortgage payments.

No, we’ll waive the $200 early termination fee if you pay off your HELOC with funds from a Landmark mortgage refinance.

When applying for a home equity loan, please provide the following:

• Proof of income (pay stubs for the last 30 days, 2 years W2 or 1040s)
• Proof of Homeowner's Insurance (policy declaration page)
• If you have a first mortgage, your most recent statement
• A copy of your tax bill Additional information may be required.

We now offer branch appointments for the following services:

• Opening a checking, savings or certificate account
• Opening a Health Savings Account (HSA) or Individual Retirement Account (IRA)
• Opening a business account
• Renewing a matured certificate
• Meeting with an Investment Center Consultant
• Signature Guarantee
• Specialized Services - including notary services, account changes requiring documentation (marriage, death, divorce, POA, etc.), stop payments, disputes and other complex service-related items

We also offer appointments over the telephone for additional questions and applying for a loan (Personal, Home Equity or Vehicle). Schedule an appointment today!

Appointments with a Spanish-speaking associate are available at the following branches:

• Cudahy
• Franklin
• Oak Creek
• Racine Grove
• Racine Rapids
• Racine Washington
• West Allis
• West Milwaukee
• Milwaukee South

Schedule appointment with a Spanish-speaking associate

Appointments Regarding Home Loans Please note, that appointments with a Mortgage Loan Officer should be made by contacting the Loan Officer directly.