Get Our Best Rate on Your Terms.
Choose the certificate term that fits your savings goals. Our 4.00% APY1 is available on 6 different terms - 12 months, 18 months, 24 months, 36 months, 48 months and 60 months.
Plus, our credit union is insured by the National Credit Union Administration (NCUA) up to $250,000. Visit the NCUA’s website for more information on insured accounts.
Use a certificate as a secure investment to accomplish your financial needs. Reach your goals with ease and save for:
- Vacation/Travel
- Retirement
- Big Purchases
- Down Payments
- And More!
Increase Your Earning Potential
With terms from 3 months to 5 years, growing your savings can be easier than you think. Open a high-rate certificate with as little as $500 and upgrade your earning potential with Landmark. View the different rates according to each term below and choose the option that best fits your goals. To open a certificate account, visit any of our convenient branch locations or apply online.
Certificate Account Rates
Maturity Date (Regular, Business or IRA) |
Dividend Rate |
APY1 |
|---|---|---|
|
Maturity Date (Regular, Business or IRA) 3 Months |
Dividend Rate 0.50% |
APY1 0.50% |
|
Maturity Date (Regular, Business or IRA) 6 Months |
Dividend Rate 1.00% |
APY1 1.00% |
|
Maturity Date (Regular, Business or IRA) 9 Months |
Dividend Rate 3.45% |
APY1 3.50% |
|
Maturity Date (Regular, Business or IRA) 12 months |
Dividend Rate 3.93% |
APY1 4.00% |
|
Maturity Date (Regular, Business or IRA) 18 months |
Dividend Rate 3.93% |
APY1 4.00% |
|
Maturity Date (Regular, Business or IRA) 2 Years |
Dividend Rate 3.93% |
APY1 4.00% |
|
Maturity Date (Regular, Business or IRA) 3 Years |
Dividend Rate 3.93% |
APY1 4.00% |
|
Maturity Date (Regular, Business or IRA) 4 Years |
Dividend Rate 3.93% |
APY1 4.00% |
|
Maturity Date (Regular, Business or IRA) 5 Years |
Dividend Rate 3.93% |
APY1 4.00% |
How It Works
-
Step 1: Pick a Term
Whether it's short or long term, choose a term that works for your goals.
-
Step 2: Autopilot
Deposit funds once with a locked-in rate, and watch your savings grow.
-
Step 3: Enjoy the Reward
Access your account after your term ends, plus the dividends you earned. Or renew it for more growth!

Find Out if a Certificate is the Best Solution
Thinking about opening a certificate as a savings option? Use our Certificate Product Guide to get an in-depth look at benefits, requirements to open, terms and more before you apply.
Helpful Articles
-
BLOGS
July 2, 2025
What is a Certificate and How Does it Work?
A certificate is a deposit account that enables guaranteed growth for your money with a rate that won’t change over a set amount of time. These accounts are a great choice for someone who doesn’t need to make consistent withdrawals from their account and is saving for one or multiple goals. -
BLOGS
August 15, 2024
Top 3 Certificate Saving Strategies – How They Work
Looking to maximize your savings? Discover unique strategies to boost your returns with certificate accounts. Find out more.
Additional Account Options
-
Money Market Accounts
Learn MoreDiscover the flexibility of a money market account for growing your savings. Whether you're saving for a rainy day, education or vacation, explore our competitive rates and start earning.
-
Savings Accounts
Learn MoreEarn competitive dividends with a savings account at Landmark. View our current rates and grow your savings faster today.
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Investments & Insurance
Learn MoreExperience comprehensive wealth management with Landmark's Investment Center. Invest, plan & succeed with expert guidance for your financial journey.