Getting pre-approved for a mortgage is the first step in the home buying process. It shows sellers that you are serious about buying a home and will give you an idea of how much you can afford to borrow.

Here are the steps on how to get pre-approved for a mortgage:

• Be prepared to answer questions. Your Loan Officer will ask you about your financial situation and your goals for the loan. Be prepared to answer questions about your employment history, income, debts and assets. Having income and asset documentation available to you when you fill out the application will help you answer these questions.
• Ask questions. Don't be afraid to ask your loan officer questions about the home buying process or the different types of loans available.

Once you have gathered your financial information, you can start the pre-approval process by either contacting a Mortgage Loan Officer or applying online. 

Yes, you can set up automatic payments from an external account within Digital Banking or the mobile app.

Option 1: Through Digital Banking

• Log into Digital Banking.
• Hover over "Pay & Transfer" from the top navigation.
• Click "Transfers & Loan Pay."
• Under the "from account" drop-down, select "Add Account" to pay from an external account.
• Choose your credit card from the "To Account" drop-down.
• Choose the amount you want to pay from the "How Much" drop-down. You'll see options such as regular amount, amount due and "other" for a custom amount.
• Under "When" choose the frequency. You can make a one-time payment or set up recurring payments.
• Add a memo, if you like.
• Click the "Review Transfer" button.
• Make sure everything is accurate, and then click the "Submit Transfer" button.

Option 2: Through the Mobile App

• Log into the Landmark app on your phone.
• Tap the "Move Money" icon on the bottom navigation.
• Tap "Pay a Loan."
• Under the "From Account" drop-down. Select "Add Account" to pay from an external account.
• Choose your credit card from the "To Account" drop-down.
• Choose the amount you want to pay from the "How Much" drop-down. You'll see options such as regular amount, amount due and "other" for a custom amount.
• Under "When" choose the frequency. You can make a one-time payment or set up recurring payments.
• Add a memo, if you like.
• Tap the "Review Transfer" button.
• Make sure everything is accurate, and then tap the "Submit Transfer" button.

You can also use this form the set up recurring payments, if you prefer.

No need to request a new card! Your card will work through the expiration date printed.

Yes, you can! You have the option to establish a recurring transfer from a checking account at another financial institution to your Landmark loan. Here's how you can set it up:
Digital Banking

• Log in to your Digital Banking account.
• Hover over "Pay & Transfer" from the top navigation.
• Click "Transfers & Loan Pay."
• Under the "From account" drop-down, select "Add Account" to pay from an external account.
• Choose your auto loan from the "To Account" drop-down.
• Choose the amount you want to pay from the "How Much" drop-down. You'll see options such as regular amount, amount due and "other" for a custom amount.
• Under "When" choose the frequency. You can make a one-time payment or set up recurring payments.
• Add a memo, if you like.
• Click the "Review Transfer" button.
• Make sure everything is accurate, and then click the "Submit Transfer" button.

Mobile App

• Log in to the Landmark app from your phone.
• Tap the "Move Money" icon on the bottom navigation.
• Tap "Pay a Loan."
• Under the "From Account" drop-down, select "Add Account" to pay from an external account.
• Choose your auto loan from the "To Account" drop-down.
• Choose the amount you want to pay from the "How Much" drop-down. You'll see options such as regular amount, amount due and "other" for a custom amount.
• Under "When" choose the frequency. You can make a one-time payment or set up recurring payments.
• Add a memo, if you like. -Tap the "Review Transfer" button.
• Make sure everything is accurate, and then tap the "Submit Transfer" button.

You can also set up recurring monthly payments by visiting a branch and completing the necessary forms. Bring a voided check from the account you would like the payments to be withdrawn from. This method typically takes 3-4 business days to process.

If you have additional questions, please contact us