Results for "how do i sign up for edocuments"

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  • FAQ

    How do I get pre-approved for a mortgage?

    Getting pre-approved for a mortgage is the first step in the home buying process. It shows sellers that you are serious about buying a home and will give you an idea of how much you can afford to borrow.

    Here are the steps on how to get pre-approved for a mortgage:
    • Be prepared to answer questions. Your Loan Officer will ask you about your financial situation and your goals for the loan. Be prepared to answer questions about your employment history, income, debts and assets. Having income and asset documentation available to you when you fill out the application will help you answer these questions.
    • Ask questions. Don't be afraid to ask your loan officer questions about the home buying process or the different types of loans available.
    Once you have gathered your financial information, you can start the pre-approval process by either contacting a Mortgage Loan Officer or applying online. 
  • FAQ

    How much can I borrow with a Home Equity Line of Credit (HELOC)?

    You can typically borrow up to 80% of your home's value, minus what you still owe on your first mortgage.

    For example, if your home is valued at $120,000 and your mortgage balance is $27,000, you could potentially qualify for a HELOC of around $69,000.

    Keep in mind that this is a general estimate. Your actual limit may vary based on factors like credit, income and overall equity.

    Need more than 80% loan-to-value (LTV)? We may still be able to help. Contact us to review your options.
  • FAQ

    How can I add a sub-user to Business Digital Banking?

    You can easily add a Sub-User by following these steps:

    • Locate "Settings & Support" in the top navigation.
    • Select "Business Admin."

     
    • Select Users  
    • Under the Users section, look for the "+" symbol. Click to initiate the process of adding a new user.
    • Create a New User: This option will guide you through setting up the new user's access rights step by step.
    • Copy an Existing User: If you already have a user with the desired access rights, you can copy their settings to the new user. 

    If you need further assistance with Business Digital Banking, contact us.

  • FAQ

    I would like to make an extra principal payment on my mortgage. How do I ensure the payment goes to principal only?

    If you have made your regular monthly payment, you may make a separate payment to principal only within the same billing cycle. Alternatively, you can add the additional amount that you'd like applied towards principal to your regular mortgage payment and indicate how the additional amount should be applied.

    Please indicate your request in the memo portion of your check or notify the teller handling your transaction in the branch, or choose the principal only option through Digital Banking.