Fees depend on what type of overdraft protection you have. If your account becomes overdrawn. based on eligibility and enrollment, Landmark will have the discretion to pay the overdraft. The different types of overdraft protection that we offer and the fees included are listed below.

Overdraft Protection
If enrolled on an eligible account, Landmark will transfer funds from your other deposit account(s) or linked lines of credit to your checking account when the available balance in your checking account is not enough to cover a transaction. A $5 Overdraft Transfer fee will be assessed for each transaction that is covered under the Overdraft Protection.

Premium Overdraft Protection
Once granted for an account, Premium Overdraft is available for checks, internet bill payments and ACH transactions. Premium Overdraft may also be available for one-time debit card and ATM transactions if you opt-in to be considered for this service. Subject to the current cap on the number of fees (5 per day per account) you will be charged a fee of $30 each time we pay an overdraft or decline a transaction for insufficient funds and your transaction amount exceeds the current balance in your account.

Please review the Overdraft Protection disclosure for additional details, terms and conditions. Fee applies when overdraft is created by check, in-person withdrawal, ATM withdrawal, point of sale transaction or other electronic means. Multiple fees may be charged if you execute multiple transactions.

To learn more about Overdraft Protection for one-time debit card and ATM transactions, please see our Overdraft Opt-In page.