What Is a Fixed Rate Mortgage?
With a fixed rate mortgage, your interest rate and monthly payments stay the same for the entire loan term. No surprises, no sudden jumps – just steady, predictable payments you can count on.
How It Works:
Pick Your Term: 10, 15, 20 or 30 years – whatever fits your goals.
Lock in Your Rate: Your interest rate is guaranteed from day one.
Budget With Ease: Enjoy consistent monthly payments.
Why Choose a Fixed Rate Mortgage From Landmark?
- Payment Stability: Your rate and monthly payment won’t change over the life of your loan.
- Protection From Rising Rates: You’re shielded from future market increases.
- Flexible Terms: Choose the loan length that fits your goals, whether that’s lower monthly payments or paying off your home faster.
- Local Support: Our mortgage loan officers provide personalized service and guidance every step of the way.
- Low Down Payments: Buy a home with as little as 3% down.
See Today’s Fixed Rates
Check out our current fixed mortgage rates, and see how Landmark can help you make your next move with confidence.
Fixed Rate Mortgage Loan Rates
Term |
Rate |
APR |
Points |
Pmt1 |
|---|---|---|---|---|
|
Term 30 Year |
Rate 6.000% |
APR 6.072% |
Points 0.00% |
Pmt1 $6.00 |
|
Term 20 Year |
Rate 5.875% |
APR 5.969% |
Points 0.00% |
Pmt1 $7.09 |
|
Term 15 Year |
Rate 5.500% |
APR 5.615% |
Points 0.00% |
Pmt1 $8.17 |
|
Term 10 Year |
Rate 5.250% |
APR 5.410% |
Points 0.00% |
Pmt1 $10.73 |
Is a Fixed Rate Right for You?
Might be a good option if you:
- Plan to stay in your home for many years.
- Prefer predictable monthly payments.
- Want long-term protection against rising interest rates.
