Introducing chip technology for Landmark's Visa® Cards

Get big protection
in a tiny chip

New, renewed or reissued Landmark Credit Union Visa Credit and Debit Cards now come with built-in chip technology. This gives you greater fraud protection when you use your card at a chip-activated terminal. Your new card is not only more secure - it's also easy to use. Here's what you can look forward to as a cardholder.

Enhanced Fraud Protection

When you use your card at a chip-activated terminal, the embedded chip generates a one-time use code. This code is virtually impossible to counterfeit and help reduce in-store fraud.

Easy to use.

Simply swipe your card like you do today. However, if a chip-activated terminal is available, insert your card instead and follow the prompts. See details steps below.

Global acceptance

More merchants are accepting chip transactions every day. Whether you check out using chip technology or swipe your card, you can pay wherever Visa Credit Cards are accepted.

How do I use my chip card?

Chip Steps
Insert the chip end of your card into the chip activated terminal with the chip facing up.
Keep your card in the terminal throughout the transaction and follow the prompts on screen.
Remove your card when prompted.

Chip-activated terminals are coming to certain U.S. retailers this year – and more locations in the years to come. If a merchant is not yet chip-activated, you can still swipe your card to pay.

Frequently Asked Questions

What is a chip card?

Landmark Credit Union’s Visa Credit Cards now feature built-in chip technology. You’ll enjoy global acceptance plus an enhanced level of security.

How does chip technology protect my information?

Whenever you use your card at a chip-activated terminal, the embedded chip generates a one-time use code. This code is virtually impossible to counterfeit and helps reduce in-store fraud.

Where can I use a chip card?

You can use your card at millions of places that accept Visa Credit Cards, at home and around the world. You can also use at chip-activated ATM terminals. Your card will remain in the ATM until your transaction is complete.

Can I swipe my chip card to pay?

Yes. If a merchant is not yet chip-activated, you can continue to swipe your card and sign for your purchase.

Can I use a chip card at merchant that hasn’t yet updated their terminal?

Of course, just swipe your card using the magnetic stripe the way you always have. You’re still protected from unauthorized transactions with Visa’s Zero Liability Policy.

Can I still use my card over the phone or online?

Absolutely. Your card will work over the phone and online just like it always has.

What happens if I swipe my chip card in a chip-activated terminal?

If the terminal is chip-activated, a prompt on the screen will advise you to insert your card and follow the instructions.

What happens if I insert my chip card in a chip terminal that isn’t activated?

If the terminal isn’t chip-activated, a prompt on the screen will advise you to swipe your card using the magnetic stripe on the back as you do today.

How will I know whether to swipe my card or insert it?

Your card will always work either by swipe or insertion. The terminal or the cashier will prompt you to insert the card into the terminal if it’s activated for chip technology. If the terminal is not yet chip-activated, you can always swipe your card to complete the purchase.

Can account data from a Visa chip card be stolen and fraudulently used?

All Visa cards offer protection from unauthorized use of your card or account information. While Visa chip technology generates a one-time use code that’s difficult to counterfeit, the account information may still be subject to compromise. Notify Landmark Credit Union immediately of any unauthorized use and know you are protected with Visa's Zero Liability Policy.