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Checking Comparison Vip Rewards Premium
Free Checking with Interest 1 Free Checking with Rewards Free High Rate Checking
Monthly Service Fees $0 $0 $0
Minimum Balance2 $0 $0 $0
Free VISA® Debit Card Checkmark Checkmark Checkmark
Free Online Banking Checkmark Checkmark Checkmark
Free Mobile Banking Checkmark Checkmark Checkmark
Free Mobile Deposit Checkmark Checkmark Checkmark
Free e-statements Checkmark Checkmark Checkmark
Free Bill Pay Checkmark Checkmark Checkmark
Earns Rewards Travel Miles, Gift Cards & More Checkmark
Earn 1 point for every $2 in signature-based purchases.
High Yield 7.50%APY3
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1 VIP Checking dividends are paid on the entire daily balance when your balance reaches $2,500.

2 Minimum deposit to open an account is $35.

3 APY is Annual Percentage Yield. Base rate is 0% APY. Accounts with e-statements and direct deposit earn 7.5% APY on balances up to $500 and 0.20% APY on balances over $500. One account per member. Direct deposit is defined as a minimum of $250 per month in ACH deposits, which may include payroll, pension or government benefit payments, such as Social Security.