Report Fraud

The impact of identity theft and online crimes can be greatly reduced if you can catch it shortly after your data is stolen or when the first use of your information is attempted. One of the easiest ways to get the tip-off that something has gone wrong is by reviewing your monthly statements provided by your bank and credit card companies for anything out of the ordinary.

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If you know, or even think, you’ve been a victim of identity fraud, take immediate action and follow these six steps.



STEPS:

1

Report the fraudulent activity.
If the activity is related to Landmark Credit Union, please contact us directly at:

  • Your local branch location; or
  • Toll-free Phone Number: 800-871-2110 ; or
  • Local Phone Number: 262-796-4500 ; or
  • After hours stolen ATM/Debit Card: 800-236-2442 (or 800-472-3272 for Badger Campus Debit Cards); or
  • After hours stolen Credit Card: 800-325-3678 (or 800-322-8472 for Badger Campus Credit Cards)

If it is related to another financial institution, your other credit card companies, or any other organization, contact them directly.


 

2

Contact one of the three consumer reporting companies and have a fraud alert placed on your credit report.
This will help stop fraudsters from opening any additional accounts in your name. Contact only one of the following (they are each required to contact the other two):

  • Equifax: 1-800-525-6285; www.equifax.com; P.O. Box 740241, Atlanta, GA 30374-0241
  • Experian: 1-888-EXPERIAN (397-3742); www.experian.com; P.O. Box 9532, Allen, TX 75013
  • TransUnion: 1-800-680-7289; www.transunion.com; Fraud Victim Assistance Division, P.O. Box 6790, Fullerton, CA 92834-6790


 

3

Close any accounts that you know, or even think, might have been tampered with or opened fraudulently.
Report the transgression to a security spokesperson at the relevant company. Ask them about any additional steps.  They’ll probably ask you to send relevant copies of the fraudulent activity.

You can also use the FTC Theft Affadavit ID Theft Affidavit (PDF, 56KB) as formal certification of your dispute. 



 

4

File your complaint with the FTC.

  • Visit IdentityTheft.gov to begin following the appropriate steps; or
  • Use the online complaint form; or
  • Call the FTC’s Identity Theft Hotline, toll-free: 1-877-ID-THEFT (438-4338); TTY: 1-866-653-4261; or
  • Write Identity Theft Clearinghouse, Federal Trade Commission, 600 Pennsylvania Avenue, NW, Washington, DC 20580

Sharing your identity theft complaint with the FTC will help law enforcement officials track down identity thieves and stop them.



 

5

Call or visit the local police or police in the community where the identity theft took place and file a report.
Have a copy of your FTC ID Theft complaint form available to give them. Obtain a copy of the police report and the police report number.

More information about reporting fraud can be found on the FTC’s Identity Theft Website



 

6

Online Fraud

  • Have all personal computer(s) scanned by a professional as soon as possible (even the best anti-virus, computer based programs only detect about 50% of malware)
  • If the computer(s) are attached to a network, the network should also be professionally scanned; malware that is used to commit fraudulent activity may spread among network-attached computing devices. Disconnect the compromised computer from the network.
  • Online Banking services should remain on hold until professional scan(s) are complete.
  • It is recommended to change passwords and usernames on all of profiles for Online Banking and personal email.