Certificate Accounts

Select the Certificate term that best fits your needs, from 91 days to 5 years. Open with an initial deposit of $500 or more, $250 for students. (APY is accurate as of 12-25-2016)


Maturity Date (Regular or IRA) Rate APY1
91 Days 0.20% 0.20%
6 Months 0.25% 0.25%
9 Months 0.30% 0.30%
1 Year 0.40% 0.40%
13 Months Special  1.09%  1.10% 
1½ Years 0.50% 0.50%
2 Years 0.65% 0.65%
25 Months Special  1.49% 1.50% 
3 Years 1.00% 1.00%
4 Years 1.05% 1.05%
5 Years 1.74% 1.75%

Open an Account


1Annual Percentage Yield.There is a penalty for early Certificate withdrawal. Fees imposed on accounts will reduce actual earnings. Rates and terms are subject to change without notice. "Special" not available to financial institutions and public funds.





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