Open an Account

Checking Accounts


Product
Rate
APY*
VIP Checking -1
0.10% 0.10%
Rewards Checking -2
0.00% 0.00%
Premium Checking -3
7.25%
7.50%


Top Top

Open an Account

Savings Accounts


Product
Rate
APY*
VIP Savings
0.15% 0.15%
"You-Name-It" Savings
0.15% 0.15%
IRA (Retirement Savings)
0.15%
0.15%
Christmas Club 0.15% 0.15%
Vacation Club 0.15% 0.15%
Escrow Account -4 0.14% 0.14%


Top Top

Open an Account

Money Market Accounts


(Regular or IRA) Rate APY *
Premium Money Market 5 0.45% 0.45%
    (If account falls below $100,000) 0.10% 0.10%
Money Market Index Plus 0.35% 0.35%
    (If account falls below $10,000) 0.10% 0.10%
VIP Money Market Account 0.30% 0.30%
    (If account falls below $2,400) 0.10% 0.10%


Top Top

Open an Account

Health Savings Accounts (HSA)


Product Rate APY*
HSA 0.75% 0.75%


Top Top

Open an Account

Certificate Accounts (CDs)


Maturity Date (Regular or IRA) Rate APY*
91 Days 0.20% 0.20%
6 Months 0.25% 0.25%
9 Months 0.30% 0.30%
1 Year 0.40% 0.40%
13 Months Special  1.49% 1.50%
1½ Years 0.50% 0.50%
2 Years 0.65% 0.65%
25 Months Special   1.79%   1.80%
3 Years 1.00% 1.00%
4 Years 1.05% 1.05%
5 Years 1.98% 2.00%

There is a penalty for early Certificate withdrawal. Fees imposed on accounts will reduce actual earnings. Rates and terms are subject to change without notice. "Special" not available to financial institutions and public funds.


Top Top

* Annual Percentage Yield (APY) is accurate as of 8-20-2017.
1 VIP Checking dividends are paid on the entire balance when your balance reaches $2,500.
2 Earn Rewards! Rewards are paid at one point for every $2.00 in signature-based purchases.
3 APY is Annual Percentage Yield.  Base rate is 0%APY. Accounts with E-Statements and Direct Deposit earn 7.5% APY on balances up to $500 and 0.20%APY on balances over $500.  One account per member. Direct Deposit is defined as a minimum of $250 per month in ACH deposits, which may include payroll, pension or government benefit payments, such as Social Security.
Current First Mortgages Only
Unavailable through Online Application.