Fixed Term Home Equity Loan

Borrow one set amount to be paid back in equal payments for up to 20 years. Popular terms are 3, 5, 10 or 20 years.  Choose the term that best fits your needs.

Benefits:

  • No Closing Costs1
  • Low fixed rates and payments2
  • No annual fees
  • Interest may be tax deductible
    (Please consult your tax advisor for information.)
     

Consider a Fixed Term Home Equity Loan to:

  • Pay for home improvements
  • Consolidate high-interest debt
  • Pay –off medical expenses
  • Purchase large-ticket items
  • Pay education expenses
  • Fund a vacation

1 Homeowners insurance required. Rates and terms subject to change. Appraisal cost $85 to $350 required at time of application.  Appraisal cost is refunded, and additional closing costs of $350 are waived at closing for all new closed, less than or equal to 80% LTV, owner-occupied primary residence Home Equity loans with a balance of $10,000 to $200,000 when the home is not listed for sale.

2Fixed rates apply to owner-occupied primary residences with loans up to 80% Loan-to-Value (LTV) and credit scores of 680 or higher. Additional rates and terms are available.  Loan rates without Auto Pay are ¼% higher. Monthly payments of a 5-year, 80% LTV loan at 3.29% APR would be $19.20 per $1,000 borrowed. Minimum loan amounts may apply. Excludes Landmark refinances.