Which is right for you ?
Choose the home loan that is just right for you!
Live Large With A Landmark Home Loan
That's exactly what you can do with our new $795 Flat Fee Home Loans! The details of the program are:
- Low rates, terms up to 30 years
- Free pre-approval
- Loans serviced locally
- Single family, primary residence
- Fixed or adjustable rate
- Purchase or refinance
- Flat closing fee* of $795 waived for First-Time Home Buyers!
* An application fee of $495 is also charged. Example: Payments on a 30 year home loan at 4.500% with an APR of 4.568% after 20% down, would be $5.07 per $1,000 borrowed. Subject to credit approval. PMI required if equity is less than 20%. Not available on Construction Loans. Additional fees may apply for other Home Loan types.
The Basics
Fixed Rate Home Loans
Terms of up to 30 years.
Adjustable Rate Home Loans
Typically 1% to 3% lower than long term fixed rate home loans. Terms are 1, 3, or 5 years with payments based on 30 years. The rate can increase a maximum of 1% or 2% per year. Maximum total interest rate increases are limited to 6% above the original rate.
Lot and Construction Loans
Please call for current information or check out the home loan section of our rates page.
Special Programs
First-Time Home Buyers Program
Save $795 in closing costs. First-time buyers are those who have not owned a home during the past three years (a non-refundable application fee of $495 and Checking Account are required.)
Jumbo Loan
For borrowers who can afford a larger home loan. Rates and terms vary with market conditions. Please call for current information.
