IMPORTANT NOTICE: Your Right to Request Overdraft Coverage.
We will not pay your overdrafts for ATM withdrawals and debit card purchases you make at a store, online, or by telephone, unless you tell us you want overdraft coverage for these transactions.
Even if you do not request overdraft coverage for ATM withdrawals and debit card purchases, we may still pay your overdrafts for other types of transactions, including checks.
Having overdraft coverage does not guarantee that we will pay your overdrafts. If we decide to pay an overdraft, you will be charged fees as described below.
Overdraft Fees
We will charge you a fee of $30 each time we pay an overdraft. (There is no limit on the daily fees we can charge you for overdrawing your account.)
Other Ways We Can Cover Your Overdrafts
We offer other ways of covering your overdrafts that may be less expensive, such as linking your account to another account with us or an overdraft line of credit. Contact us to learn more about these options. If you currently have this type of overdraft protection in place, that will not change.