Vip Rewards Premium
Free Checking with Interest 1 Free Checking with Rewards Free High Rate Checking
Monthly Service Fees $0 $0 $0
Minimum Balance $0 $0 $0
Free VISA® Check Card Checkmark Checkmark Checkmark
Free Online Banking Checkmark Checkmark Checkmark
Free Bill Pay2 with Direct Deposit Checkmark Checkmark Checkmark
Free E-Statements Checkmark Checkmark Checkmark
Earns Rewards Travel Miles, Gift Cards & More Checkmark
High Yield 7.50%APY3
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1 VIP Checking dividends are paid on the entire daily balance when your balance reaches $2,500.

2Bill Payment Service is free with qualifying Direct Deposit ($3 monthly fee is waived).  All users of Bill Payment will receive the first 15 bills per month paid at no charge then $0.49 for each additional bill paid. Direct Deposit is defined as a minimum of $250 per month in ACH deposits, which may include payroll, pension or government benefit payments, such as Social Security.


3 *APY is Annual Percentage Yield. Base rate is 0% APY. Accounts with E-Statements and Direct Deposit earn 7.5% APY on balances up to $500 and 0.20% APY on balances over $500. One account per member. Direct Deposit is defined as a minimum of $250 per month in ACH deposits, which may include payroll, pension or government benefit payments, such as Social Security. APY is accurate as of 10-28-2012.

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