Business Fee Schedule


Checking & Money Market


Account Research (per hour - minimum 1 hour)

$30.00
Check Copy
$5.00
Check Reconciliation (per hour - minimum 1 hour)
$30.00
Forced Closure Fee
$50.00
Overdraft Protection(per item)
$5.00
Returned Check, Paid Overdraft, Courtesy Pay(per item)
$30.00*
Stop Payment (per order)
$28.00
Uncollected Funds Usage
Prime+2%

Check printing fee varies depending upon style chosen.



Money Market Only


Excess Transaction Fee (per item)

$10.00
Minimum Balance Fee
$10.00


ATM or Check Card Fees


ATM Empty Envelope

$50.00
ATM or Check Card Overdraft (per transaction)
$30.00*
ATM Withdrawal Fees (each - after 12 free)
$2.00
PIN Reminder Fee
$3.00
Replacement Card/PIN Fee
$6.00

*Fee applies when overdraft is created by check, in-person withdrawal, ATM withdrawal, or other electronic means.



General Fees


Account Closing Fee (closed within 90 days)

$20.00
Cash Advance Fee for Non-LCU Debit & Credit Card Advances (1% of cash advance)
min.$10.00
Certified Check
$10.00
Check Cashing Fee (1% of Check)
min.$10.00
Check Collection Fee
$25.00
Commercial Money Order (Western Union)
$35.00
Copy of Statement (per statement period)
$6.00
Corporate Check Withdrawal (after 1 free per day)
$3.00
Dormant or Inactive Account Fee (per month)
$5.00
Foreign Check - All Except Canadian
$40.00
Foreign Check - Canadian
$25.00
Garnishment, Levy
$35.00
History
$5.00
Money Order Fee
$4.00
Mortgage Subordination Fee
$200.00
Night Deposit Bag (locked)
$20.00
Ordered Rolled Coin (per roll)
$.12
Ordered Currency (per strap)
$.60
Returned Deposited Check
$30.00
Returned or Collected Foreign Check
$50.00
Safe Deposit Box Drilling Fee (Market - Minimum)
$150.00
Safe Deposit Box Key Replacement (Market - Minimum)
$21.00
Safe Deposit Box Late Fee
$16.00
Service Support Fee (per phone call)
$3.00
Traveler's Checks (one party)
No Charge
Traveler's Checks (two-party)
1.0%
VISA Gift Cards
$3.00
Voided Corporate Check (not used for purpose intended)
ea. $11.00
Wire Transfer (incoming domestic & foreign)
$10.00
Wire Transfer (outgoing domestic)
$20.00
Wire Transfer (outgoing foreign)
$75.00
Wire Transfer Trace
$35.00


Commercial Checking Fees


For commercial checking, the following per item fees apply, which may be offset by the monthly earnings credit.

ACH Credits and Debits (per item)

$.10
Checks Written (per item)
$.20
Deposited Items (per item)
$.10
Monthly Maintenance Fee
$10.00

Certain other general fees are not analyzed based upon monthly earnings credit and may be charged against a commercial checking account.